Finanzas Personales

1. Information We Collect

We collect information you provide directly to us, such as your name, email address, phone number, and contact details when you communicate with us or use our financial planning services.

We may also automatically collect certain technical information, such as your IP address, browser type, pages visited, and access times, to improve our website and services.

Cookies and Similar Technologies

We use cookies and similar tracking technologies to analyze site traffic, personalize content, and measure the effectiveness of our communications. You can manage your cookie preferences through your browser settings.

Essential cookies: Necessary for the basic functioning of the site.
Analytics cookies: Help us understand how visitors interact with our site.
Preference cookies: Remember your settings for future visits.

2. Purposes of Data Processing

We use your personal information for the following legitimate purposes:

To provide you with information, resources, and advice on personal finance and responsible financial planning.
To respond to your inquiries and support requests.
To manage our relationship with you as a client or site visitor.
To improve, personalize, and develop our services and educational content.
To comply with our legal and regulatory obligations.

We do not use your data for aggressive marketing, nor do we sell it to third parties for advertising purposes.

3. Legal Basis and Data Sharing

We process your data based on your consent, the performance of a contract, or our legitimate interest in operating and improving our services.

We may share your information with:

Service providers: Companies that help us operate our website and services (such as hosting or analytics), subject to strict confidentiality agreements.
Legal authorities: When required by law or to protect our legal rights.

We do not transfer personal data outside the European Economic Area (EEA) without adequate safeguards.

4. Your Data Protection Rights

In accordance with the GDPR and other applicable laws, you have the following rights regarding your personal data:

Right of access: Request a copy of the information we hold about you.
Right to rectification: Correct inaccurate or incomplete data.
Right to erasure ("right to be forgotten"): Request the deletion of your personal data.
Right to restriction of processing: Restrict how we use your data.
Right to object: Object to processing based on legitimate interests.
Right to data portability: Receive your data in a structured format.
Right to withdraw consent: At any time, without affecting the lawfulness of previous processing.

To exercise any of these rights, please contact our Data Protection Officer using the contact information provided below.

5. Data Security and Retention

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or alteration. We retain your information only for as long as necessary to fulfill the purposes described in this policy or as required by law.

6. Contact for Privacy Inquiries

If you have questions about this policy, wish to exercise your rights, or file a complaint, you can contact us:

By postal mail: PayDay Solutions Inc., Carrer Pol, 9, 91º E.

By phone: +34 978-56-2896

By email: info@paydaysolutionsinc.com (Subject: "Data Protection Inquiry")

You also have the right to file a complaint with the Spanish data protection supervisory authority (Agencia Española de Protección de Datos - AEPD).

Updates to this Policy

We may update this Privacy Policy occasionally. The most recent version will always be published on this page, indicating the date of the last review.

Last updated: October 15, 2023